Renters paying 35%+ of income on housing: U.S. states ranked (2025)
Measure: Homes with a mortgage and high owner costs: Renters paying 35%+ of income. All 50 states and District of Columbia with data in Homes with a mortgage and high owner costs by state, ranked from highest to lowest. Reference period: 2025.
National value: 42.4 (United States).
Small states, hard to see on the map:
- Lowest: 25.2 to 37.2 %
- Group 2: 37.2 to 39.3 %
- Group 3: 39.3 to 40.7 %
- Group 4: 40.7 to 43.5 %
- Highest: 43.5 to 50.8 %
Rank is derived by Quadranac: 1 = highest value; ties share a rank. Values are as published in the source table.
| 1 | Florida | 50.8 |
|---|---|---|
| 2 | California | 46.2 |
| 3 | Hawaii | 46 |
| 4 | Connecticut | 45.3 |
| 5 | Arizona | 44.5 |
| 6 | Nevada | 43.8 |
| 6 | New Jersey | 43.8 |
| 8 | Mississippi | 43.7 |
| 9 | Oregon | 43.6 |
| 10 | Louisiana | 43.5 |
| 10 | New York | 43.5 |
| 12 | Georgia | 43 |
| 12 | Maryland | 43 |
| 12 | South Carolina | 43 |
| 15 | Massachusetts | 42.5 |
| 16 | Michigan | 42.3 |
| 17 | Texas | 42 |
| 18 | Colorado | 41.9 |
| 19 | Illinois | 41.3 |
| 20 | Washington | 41.2 |
| 21 | Delaware | 40.7 |
| 21 | Virginia | 40.7 |
| 23 | West Virginia | 40.6 |
| 24 | Alabama | 40.4 |
| 25 | Tennessee | 40.3 |
| 26 | Idaho | 40.2 |
| 27 | North Carolina | 39.9 |
| 27 | Utah | 39.9 |
| 29 | New Mexico | 39.7 |
| 30 | Pennsylvania | 39.6 |
| 31 | Vermont | 39.3 |
| 32 | District of Columbia | 39.2 |
| 32 | Indiana | 39.2 |
| 32 | Maine | 39.2 |
| 35 | Ohio | 39 |
| 36 | Rhode Island | 38.8 |
| 37 | Minnesota | 38.7 |
| 38 | New Hampshire | 38.1 |
| 39 | Kentucky | 37.9 |
| 40 | Montana | 37.7 |
| 41 | Arkansas | 37.2 |
| 42 | Iowa | 37.1 |
| 43 | Oklahoma | 36.8 |
| 43 | Wisconsin | 36.8 |
| 45 | Missouri | 36.1 |
| 46 | South Dakota | 35.5 |
| 47 | Nebraska | 35.4 |
| 48 | Kansas | 34.2 |
| 49 | Alaska | 32.6 |
| 50 | Wyoming | 30.3 |
| 51 | North Dakota | 25.2 |
Source: U.S. Census Bureau, American Community Survey 1-year estimates, Table DP04: Selected Housing Characteristics. Reference period: 2025.
Cite this ranking
U.S. states ranked by homes with a mortgage and high owner costs: Renters paying 35%+ of income (2025). Data: U.S. Census Bureau, American Community Survey, ACS 1-year estimates, Table DP04; rank derived by Quadranac. Data last updated 2026-11-04. https://quadranac.com/rankings/us-states-by-homes-with-a-mortgage-and-high-owner-costs-renters-paying-35-pct-plus-of-income/