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Median owner costs with a mortgage: U.S. states ranked (2025)

Measure: Median owner costs with a mortgage. All 50 states and District of Columbia with data in Homes with a mortgage and high owner costs by state, ranked from highest to lowest. Reference period: 2025.

Licence
Public domain (U.S. federal government work).
Data last updated
2026-11-04
Download full table CSVSource: U.S. Census Bureau (opens in a new tab)

National value: 2,163 (United States).

Washington: 2,715Idaho: 1,914Montana: 1,984North Dakota: 1,836Minnesota: 2,130Michigan: 1,696Ohio: 1,672Pennsylvania: 1,879New York: 2,703Vermont: 2,044New Hampshire: 2,492Maine: 1,957Arizona: 2,010California: 3,080New Mexico: 1,654Texas: 2,345Louisiana: 1,708Mississippi: 1,499Alabama: 1,588Florida: 2,265Georgia: 2,037South Carolina: 1,736North Carolina: 1,864Virginia: 2,277District of Columbia: 3,256Maryland: 2,548Delaware: 1,960New Jersey: 2,970Connecticut: 2,580Rhode Island: 2,481Massachusetts: 2,884Oregon: 2,343Utah: 2,283Wyoming: 1,896Nevada: 2,042Colorado: 2,623South Dakota: 1,853Nebraska: 1,916Kansas: 1,818Oklahoma: 1,709Iowa: 1,650Missouri: 1,676Wisconsin: 1,787Illinois: 2,129Kentucky: 1,564Arkansas: 1,477Tennessee: 1,749West Virginia: 1,375Indiana: 1,577Alaska: 2,291Hawaii: 3,025

Small states, hard to see on the map:

  • DC 3,256 $
  • RI 2,481 $
  • DE 1,960 $
  • CT 2,580 $
  • NJ 2,970 $
  • MD 2,548 $
  • MA 2,884 $
  • VT 2,044 $
  • NH 2,492 $
  • Lowest: 1,375 to 1,696 $
  • Group 2: 1,696 to 1,879 $
  • Group 3: 1,879 to 2,044 $
  • Group 4: 2,044 to 2,492 $
  • Highest: 2,492 to 3,256 $
The map is a visual summary; every value is in the table below, which is the keyboard and screen-reader path. Groups are quintiles of the values shown (a derived grouping). Boundaries: Natural Earth (public domain), simplified. Alaska and Hawaii are shown as insets, not to scale.

Rank is derived by Quadranac: 1 = highest value; ties share a rank. Values are as published in the source table.

1District of Columbia3,256
2California3,080
3Hawaii3,025
4New Jersey2,970
5Massachusetts2,884
6Washington2,715
7New York2,703
8Colorado2,623
9Connecticut2,580
10Maryland2,548
11New Hampshire2,492
12Rhode Island2,481
13Texas2,345
14Oregon2,343
15Alaska2,291
16Utah2,283
17Virginia2,277
18Florida2,265
19Minnesota2,130
20Illinois2,129
21Vermont2,044
22Nevada2,042
23Georgia2,037
24Arizona2,010
25Montana1,984
26Delaware1,960
27Maine1,957
28Nebraska1,916
29Idaho1,914
30Wyoming1,896
31Pennsylvania1,879
32North Carolina1,864
33South Dakota1,853
34North Dakota1,836
35Kansas1,818
36Wisconsin1,787
37Tennessee1,749
38South Carolina1,736
39Oklahoma1,709
40Louisiana1,708
41Michigan1,696
42Missouri1,676
43Ohio1,672
44New Mexico1,654
45Iowa1,650
46Alabama1,588
47Indiana1,577
48Kentucky1,564
49Mississippi1,499
50Arkansas1,477
51West Virginia1,375

Source: U.S. Census Bureau, American Community Survey 1-year estimates, Table DP04: Selected Housing Characteristics. Reference period: 2025.

Cite this ranking

U.S. states ranked by median owner costs with a mortgage (2025). Data: U.S. Census Bureau, American Community Survey, ACS 1-year estimates, Table DP04; rank derived by Quadranac. Data last updated 2026-11-04. https://quadranac.com/rankings/us-states-by-median-owner-costs-with-a-mortgage/

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