Homeowners with a housing-cost burden: U.S. states ranked (2025)
Measure: Share of homeowners paying 30% or more of income on housing (%, derived). All 50 states and District of Columbia with data in Housing cost burden for owners and renters by state, ranked from highest to lowest. Reference period: 2025.
National value: 24.4 (United States).
Small states, hard to see on the map:
- Lowest: 15.7 to 19.7 %
- Group 2: 19.7 to 21.3 %
- Group 3: 21.3 to 24 %
- Group 4: 24 to 26.7 %
- Highest: 26.7 to 32.6 %
Rank is derived by Quadranac: 1 = highest value; ties share a rank. The ranked value is itself derived; see the source table for the method. Values are as published in the source table.
| 1 | California | 32.6 |
|---|---|---|
| 2 | Florida | 30.3 |
| 3 | New Jersey | 29.2 |
| 4 | New York | 28.9 |
| 5 | Massachusetts | 28.5 |
| 6 | Hawaii | 28.4 |
| 7 | Colorado | 28.2 |
| 8 | Rhode Island | 27.8 |
| 9 | Oregon | 27.3 |
| 10 | Nevada | 26.9 |
| 11 | Connecticut | 26.7 |
| 12 | Washington | 26.4 |
| 13 | Wyoming | 24.9 |
| 14 | Vermont | 24.7 |
| 15 | Arizona | 24.6 |
| 16 | District of Columbia | 24.3 |
| 16 | Montana | 24.3 |
| 16 | Texas | 24.3 |
| 19 | Illinois | 24.2 |
| 20 | Maryland | 24.1 |
| 21 | Georgia | 24 |
| 22 | New Hampshire | 23.7 |
| 23 | Utah | 23.6 |
| 24 | Delaware | 23.1 |
| 25 | Maine | 23 |
| 26 | Louisiana | 22.2 |
| 27 | Virginia | 22.1 |
| 28 | South Carolina | 21.9 |
| 29 | Idaho | 21.8 |
| 29 | North Carolina | 21.8 |
| 31 | Minnesota | 21.3 |
| 32 | Michigan | 21 |
| 32 | Mississippi | 21 |
| 32 | New Mexico | 21 |
| 35 | Alaska | 20.8 |
| 36 | Pennsylvania | 20.6 |
| 37 | Oklahoma | 20.3 |
| 38 | Ohio | 20.1 |
| 39 | Arkansas | 20 |
| 40 | Alabama | 19.9 |
| 41 | Kansas | 19.7 |
| 41 | Wisconsin | 19.7 |
| 43 | Missouri | 19.6 |
| 44 | Indiana | 19.5 |
| 44 | Tennessee | 19.5 |
| 46 | Kentucky | 19.4 |
| 47 | Nebraska | 19.2 |
| 48 | Iowa | 18.6 |
| 49 | South Dakota | 17.6 |
| 50 | West Virginia | 16.6 |
| 51 | North Dakota | 15.7 |
Source: U.S. Census Bureau, American Community Survey 2025 1-year estimates, Table B25106: Tenure by household income in the past 12 months by selected monthly owner costs or gross rent as a percentage of household income
Source: U.S. Census Bureau, American Community Survey 2025 1-year estimates, Table B25071: Median gross rent as a percentage of household income. Reference period: 2025.
Cite this ranking
U.S. states ranked by share of homeowners paying 30% or more of income on housing (%, derived) (2025). Data: U.S. Census Bureau, American Community Survey 2025 1-year estimates, Table B25106 and B25071: Tenure by household income by selected monthly owner costs or gross rent as a percentage of household income; median gross rent as a percentage of household income; rank derived by Quadranac. Data last updated 2026-11-11. https://quadranac.com/rankings/us-states-by-share-of-homeowners-paying-30-pct-or-more-of-income-on-housing/